Life coverage
Protection for the people who count on you.
Life insurance is one of the simplest ways to make sure the people you care about are financially protected, no matter what happens.
Why it matters
Why is life insurance important?
The people who depend on you shouldn't have to worry about money during the hardest moments. Life insurance keeps their future on track.
If something happens to you, life insurance can help your family cover everyday expenses, debts, and future costs like education, without added financial strain.
A policy can help ensure your mortgage or other major debts don't become a burden for the people you leave behind.
Coverage can be tailored to your life stage and adjusted as your circumstances change over time.
A promise that outlasts the unexpected
From daily bills to long-term goals, the right life policy helps the people you love keep moving forward — even if you can't be there yourself.
How to buy
Get covered in 3 easy steps
Three short steps between you and a life policy built around the people you protect.
Share a few details
Answer a few questions about your age, health, and the coverage amount you're considering.
Choose your plan
Choose the plan type and coverage amount that fits your needs.
Confirm and you're covered
Confirm your details and your coverage is in place.
Save & earn
Save on coverage
Simple choices that may lower what you pay without trimming the protection your family actually needs.
Bundle and save
Combine life insurance with an existing EverNorth policy and you may be eligible for a discount.
EverNorth Rewards
Loyal, long-term customers may be eligible for additional savings over time.
Built around your family
EverNorth offers flexible life insurance plans built around how you want to protect your family.
What's covered
What does life insurance cover?
EverNorth offers flexible life insurance plans built around how you want to protect your family:
Term Life Insurance
Provides coverage for a set period of time, offering a straightforward way to protect your family during the years they need it most.
Whole Life Insurance
Provides lifelong coverage along with a cash value component that can grow over time.
Beneficiary Flexibility
Choose and update who receives your policy's benefit, and adjust as your life circumstances change.
Coverage Amount Flexibility
Select a coverage amount that reflects your family's needs, from covering daily expenses to larger long-term goals.
Make it yours
Optional coverages
Add any of these to your life policy while you build your quote.
Life discounts
Explore life insurance discounts
Check out the savings you may qualify for. Eligibility varies by plan type and health profile.
Non-Smoker
Non-smokers may qualify for more favourable rates.
Bundle Discount
Combine life insurance with an existing EverNorth policy and you may save.
Healthy Lifestyle
Certain health and lifestyle factors may qualify you for additional savings.
Annual Payment
Choosing to pay annually instead of monthly may reduce your overall cost.
FAQs
Life insurance questions, answered
The things people ask us most — in plain language.
Keep exploring
Looking for other insurance?
One account, every policy — and bundling may qualify you for savings.
Your family's future deserves a plan
Answer a few questions and see life coverage shaped around the people you protect — no obligation, no surprises.