Motorcycle coverage
Rev up and ride with motorcycle insurance built for riders.
Coverage customized to fit your bike, your riding habits, and your budget — with claims handled by people who understand the road.
Why it matters
Why is motorcycle insurance important?
The road is unpredictable. Motorcycle insurance is what keeps a bad moment from becoming a financial setback — so you can focus on the ride.
Riding comes with real risk — collisions can result in serious injury, and coverage helps protect you financially if the unexpected happens.
In the event of an accident, your policy covers your liability and provides accident benefits.
Add collision and comprehensive coverage, and theft or damage to your motorcycle may be covered too.
Built for the ride
From city commutes to weekend canyon runs, your policy moves with you — including coverage for gear, accessories, and the unexpected.
How to buy
It's easy to get covered
Two short steps between you and a policy built for your bike.
Have your details ready
Ownership and driver's licence information — that's all we need to start your quote.
Get a quote online
Choose your coverage, review your options, and finalize your policy entirely online.
Save on coverage
Ways to save on motorcycle insurance
Simple choices that may lower what you pay without cutting the protection you need.
Bundle and save
Combine your motorcycle insurance with a home, condo, or tenant policy and you may be eligible for a discount.
EverNorth Rewards
Loyal, long-term customers may be eligible for additional savings over time.
Know your ride
What affects your coverage needs
A few things are worth thinking about when choosing your coverage.
Make and model of your bike
Different motorcycles carry different levels of risk and value, which can shape the coverage that makes sense.
Where you ride
Riding in a dense urban area with higher rates of theft or collisions may call for different coverage than riding in a rural area.
Your riding experience
More experienced riders with a longer history of safe riding often have different coverage needs.
How much you ride
The more you're on the road, the more it's worth thinking through your coverage limits.
Ride with confidence
A solid motorcycle policy protects more than the bike — it protects you, your passenger, and your finances every time you head out.
What's covered
What does motorcycle insurance cover?
A basic EverNorth motorcycle policy includes:
Liability
Accident Benefits
Uninsured Automobile Coverage
Direct Compensation Property Damage
Add Collision and Comprehensive coverage, and theft or damage to your motorcycle may be covered too.
Make it yours
Optional coverages
Add any of these to your policy when you get your quote.
Motorcycle discounts
Ways to save
Check out these ways you may be able to save on your motorcycle insurance.
Advanced Rider Training
Successfully completing an advanced motorcycle safety course could help you save.
Anti-Lock Brakes
Bikes equipped with anti-lock brakes may qualify for savings.
Conviction-Free
Maintaining a clean driving record over time can help you save.
Hybrid or Electric Motorcycle
Choosing a hybrid or electric motorcycle offers another way to save.
Loyalty
Long-term EverNorth customers could enjoy additional savings.
Motorcycle and Auto
Bundling your motorcycle and auto insurance together may qualify you for a discount.
Motorcycle and Property
Bundling your motorcycle insurance with a home, condo, or tenant policy may qualify you for a discount.
Multi-Motorcycle
Insuring more than one motorcycle with EverNorth may help you save.
Good questions
Motorcycle insurance FAQs
The answers riders ask us most.
Keep exploring
Looking for other insurance?
Get back on the road with the right coverage
Answer a few questions about your bike and riding habits and get a real estimate in about three minutes.